Life Insurance Decisions

As a mother of four, I'm ashamed to admit that Chris and I do not have life insurance. This is something we've talked about on and off since before we became parents, but somehow it has always been pushed to the back burner. We've never made a decision,we've never committed to a plan. We've just sort of forgotten about it for the most part. Once in awhile we'll start talking about it again. A couple months ago we even made an appointment with an insurance agent, but something came up and we had to cancel, and never got around to rescheduling.

Nobody wants to think about the "what ifs", but the fact is that it's the responsible and necessary thing to do, especially for parents, but really for everyone. There are websites, such as Term Life Insurance Rate Company, available to help. You can enter in all your information, such as your health status and how much insurance you want, and they get back with you with quotes from various insurance companies. They do not represent a specific insurance company. Websites like this simplify the process and make it easier for people who are looking for term life insurance to choose the company that is right for their specific circumstances. Because they are not biased, consumers can really get a feel for the different companies out there, without wondering if they're being steered toward something that is not in their best interest.

Insurance is complicated enough as it is. A resource to make the decision making process easier is a really helpful tool for confused and reluctant customers like Chris and me.