Saturday, September 22, 2012

Being Parents Means Needing Life Insurance

Shopping for insurance of any kind can most definitely be a daunting experience. There are so many companies. There are so many types. The rates vary hugely. Knowing whether or not you're getting the best deal is a tricky business. And furthermore, how do you know if you are choosing the right coverage? Insurance is complicated. Life insurance, while just as complex, is also one of those things no one wants to talk about. Because there is only one real reason why we need life insurance, and admitting that we are mere mortals is tough. Especially for those of us with families to care for, however, owning up to the realities of life is very important. Because we don't want to be one of those families about whom anyone ever says, "...and they didn't even have life insurance. Those poor kids."

Considering our family size, Chris and I are admittedly way under-insured. What we need is something to make the insurance-shopping process easy for us, like a website that allows us to shop for life insurance rates by age. Luckily for us, such a thing really does exist. Now we just need to get our heads out of the clouds, face facts, and actually utilize such a website. We hope that the actual need for the benefits of life insurance is a very long way off, but it is best to be prepared for a worst case scenario. Who doesn't want to know that their kids will at least be financially cared for in the unlikely event of a tragedy?

Mozdex makes shopping for life insurance simple. There is a simple form to fill out online with your basic information so that you can easily compare rates. If you'd rather speak to someone one-on-one, that's an option too - just call the toll free number. The website also features a calculator to help you figure out how much coverage you need.

This post has been brought to you by Mozdex. All opinions are my own.

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